Logic has been updated to 'Calculate Manual Finance Charges and Late Fees' to correctly reference the 'Apply Finance Charges' option in an account's settings. If 'Calculate Manual Finance Charges and Late Fees' is configured, and the account does not have the 'Apply Finance Charges' option selected, no manual late fees or finance charges will be applied.
Pathway: Accounting > Calculate Manual Finance Charges and Late Fees; Accounts > Customer Service Screen > Edit Account > Settings Tab